北京二次购房政策有哪些?
提问者 : yxr6988
时间 : 2015-05-16 10:31
所属分类 : 买房-收房验房
回答详情共有1个回答
yudnso
北京二次购房政策规定凡是属于以下情况的都算是二次购房：1、借款人首次申请利用贷款购买住房，在拟购房所在地房屋登记信息系统（含预售合同登记备案系统）中，其家庭已登记有一套（及以上）成套住房的。 2、借款人已利用贷款购买过一套（及以上）住房，又申请贷款购买住房的。 3、 贷款人通过查询征信记录、面测、面谈等形式的尽责调查，确信借款人家庭已有一套（及以上）住房的。
2015-05-16 10:47
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